At Merary Garcia Agency, we believe insurance should be simple, affordable, and personal. As an independent agency based in Columbia Heights, we're not tied to any one insurance company — that means we shop multiple carriers to find you the best coverage at the best price.
Whether you need auto, home, life, or business insurance, our bilingual team is here to guide you every step of the way — in English or Spanish. We've proudly served our community for over 12 years, and we treat every client like family.
Your Trusted Independent Insurance Agency — In English & Español
Over 12 years protecting families and businesses across Minnesota, Wisconsin, Massachusetts & South Dakota. As an independent agency, we work for you — not for one insurance company.
Business
Running a business comes with real risks. We help business owners in Minnesota and beyond get the right coverage — from general liability and commercial property to workers' compensation and professional liability. We'll make sure you're protected so you can focus on growing your business.
General Liability Insurance: Protects against claims of bodily injury or property damage.
Professional Liability Insurance: Covers legal costs from professional errors or negligence.
Workers’ Compensation Insurance: Provides benefits to employees injured on the job
Auto
Whether you drive a car, truck, or motorcycle, we'll find you competitive auto insurance that fits your budget. As an independent agency, we compare rates across multiple carriers so you don't have to. We also help you uncover discounts you may not know about — like bundling, good driver, and occupation-based savings.
Life insurance is one of the most important gifts you can give your family. We help you explore term and whole life options that fit your life stage and budget, so the people you love are protected no matter what.
Home
Your home is one of your biggest investments. We help you protect it with the right homeowners, renters, or condo insurance policy — customized to your needs and budget. Ask us about bundling your home and auto for extra savings.
"Merary is my go-to agent and she is literally the best! She makes the process easy, straightforward, and doesn't leave anything out. She makes sure all information is understood and her customer service skills are immaculate. Thank you for keeping my business, auto and home fully insured."
— Verified Client ⭐⭐⭐⭐⭐
"Merary and Erika have helped me with my personal and business insurance needs — they know how to handle and proceed everything smoothly and in great detail."
— Verified Client ⭐⭐⭐⭐⭐
"Merary helped me get the best discount when I added my cars, home, and life insurance. She even asked about my spouse's occupation and found a firefighter discount I didn't even know I had."
— Verified Client ⭐⭐⭐⭐⭐